If you have any specific questions regarding this agreement, please contact Nate Griffin at affiliates@BradfordExchangeChecks.com. Thank you for your interest!

By submitting your Application to become a BradfordExchangeChecks.com Affiliate, "you " (meaning the person or entity designated as the Affiliate in that Application) confirm that you have read and agree to be bound by all terms of this "Agreement" with Bradford Exchange Checks Network, Ltd. ("Bradford Exchange Checks," "we" and "our") if we accept you for participation in our customer/order referral "Program" as described below.1. Enrollment in the Program. You should not apply to participate in the Program if the web site you wish to link to www.BradfordExchangeChecks.com: (i) promotes illegal activities, sexually explicit materials, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age, (ii) is not yet operational, or (iii) utilizes any type of forced download. To begin the enrollment process, you must submit a complete and accurate Application, found at http://vipaffiliates.bradfordexchangechecks.com. Bradford Exchange Checks will evaluate the Application and the web site(s) specified in your application (each an "Affiliate web site" ), and advise you of your acceptance or rejection. Bradford Exchange Checks has the right in its sole and absolute discretion to reject your application, or to terminate your participation in the Program, for any reason.2. Commissions. While you are enrolled in the Program, Bradford Exchange Checks will pay you a "Commission" equal to 10% of Net Sales resulting from Qualifying Orders. "Qualifying Order" means a bone fide order that a purchaser submits via the shopping cart on the BradfordExchangeChecks.com, in the session in which he or she is delivered by your Link (as described below). Bradford Exchange Checks will use services provided by Direct Response Technologies, Inc. (called "DirectTrack®") to place a cookie on the end-user's computer as he/she is delivered from your Link to BradfordExchangeChecks.com, to identify your web site as the delivering source when an order is placed in our shopping cart. The cookie will expire 30 days after it is placed. If the end-user returns to BradfordExchangeChecks.com and places an order while your cookie remains active, DirectTrack will treat this as a Qualifying Order. In cases where the end-user has multiple cookies, Commission will be awarded based on the last cookie set. You will not receive a Commission if the end-user orders by telephone or fax. We reserve the right to change the technology we employ to calculate Commissions owed to you. "Net Sales" means the selling price of Bradford Exchange Checks' merchandise (not counting sales tax, shipping and service charges, or other separately itemized special charges, such as gift wrapping or insurance) specified in a Qualifying Order, less Deductions. "Payment Source" means the credit card issuer or other payment means designated by the purchaser in the Qualifying Order. Sometimes the Payment Source will refuse to approve a Qualifying Order for payment because an invalid card number has been given, the order price exceeds the purchaser's credit limit, or the order appears suspicious. Sometimes merchandise will be out of stock when a Qualifying Order is received, or will be manufactured to order, so shipment or approval by the Payment Source may be delayed, or an order may be canceled. In the case of stolen credit card numbers, the Payment Source that initially approved an order may reverse the charges when the actual card holder complains about a bill. "Deductions" means the selling price of Bradford Exchange Checks' merchandise that a customer returns within 90 days, that is not shipped due to cancellation by the customer or Bradford Exchange Checks or disapproval by the Payment Source, or that the Payment Source charges back after shipment. Deductions also include such negative or positive amounts as are necessary to adjust for errors in the Qualifying Order, such as duplicate submission or inaccurate price, that Bradford Exchange Checks' order processors or customer service personnel correct with customer consent or at the customer's request. 3. Payments and Reports. Commissions will be calculated daily, and paid to you by the end of the month after Bradford Exchange Checks reconciles that month's accounts. However, if Commissions owed to you are small, payment may be deferred until the earlier of the payment cycle for (i) the month when Commissions we owe you aggregate at least $25 or (ii) the month when you cease to be an Affiliate. Bradford Exchange Checks will periodically provide electronic transaction reports to DirectTrack concerning Qualifying Orders that have been approved by the Payment Source and Deductions that have been taken. Transaction data will be posted to your account, after processing. You will have a password-protected account provided by DirectTrack (the "Reporting Site") that you can access to obtain information concerning Commission credits and Deductions that have been posted to your account. Information on the Reporting Site will be in U.S. dollars, and your Commissions will be paid in U. S. dollars. All information available on the Reporting Site is Bradford Exchange Checks' Confidential Information, protected by Section 11. If a Deduction is posted in a later monthly cycle than the Commission we paid you on the transaction, Bradford Exchange Checks may take the Deduction as a credit against your subsequently earned Commissions. If this results in a negative balance to your account that persists for more than 45 days after we notify you of the amount you owe us, we have the right to charge you daily interest for the duration of the negative balance, at the annual rate of 15%. You should check your account at least monthly and promptly notify Bradford Exchange Checks if you believe there are errors in the calculation of Commissions we owe you or Deductions that we have taken. You will waive the right to contest any underlying calculation 90 days after a payment is made to you. DirectTrack will be the final determiner of the amount that we owe you, and that you owe us. You acknowledge and agree that information reported to you will include order number and aggregate dollar amounts, but will not include any personally identifiable information about the end user that placed a Qualifying Order, or the specific merchandise or type of merchandise he/she ordered.4. Advertisements and Links. Through DirectTrack, Bradford Exchange Checks will make available various graphic banners and one or more electronic advertisements for BradfordExchangeChecks.com or specific merchandise available from BradfordExchangeChecks.com, each containing text and/or graphics and a hyperlink that will deliver an end user to the home page or the appropriate category, product or special offer page of BradfordExchangeChecks.com when the end user clicks on the hyperlink (each such electronic file an "Advertisement" and its hyperlink a "Link" ). Bradford Exchange Checks is and will remain sole owner of the entire content of each Advertisement. Bradford Exchange Checks will provide a creative section that will enable you to select and generate links for your site to Advertisement images served by our servers. Bradford Exchange Checks grants you a non-exclusive, revocable and limited license while this agreement remains in effect, to display links to the Advertisements you select for use on your Affiliate web site, but only in the form in which Bradford Exchange Checks provides them. Once a Link to an Advertisement is generated by DirectTrack, you may not alter its code in any way. We may dynamically update the Advertisements you select. We will periodically send e-mails or newsletters describing new Advertisements available for selection. If requested but at Bradford Exchange Checks' sole discretion, we may work with you to develop and enable customized Advertisements tailored to special business needs of the Affiliate web site that will be served from our servers through links on the Affiliate web site. You may add to or delete from the Affiliate web site, Links to any Advertisement at any time at your sole discretion, but you may not link to BradfordExchangeChecks.com through any code that Bradford Exchange Checks has not authored or approved. All uses of Bradford Exchange Checks' trademarks that appear in any Advertisement will inure solely to the benefit of Bradford Exchange Checks. 5. Your Obligations. You are solely responsible for development, operation, and maintenance of the Affiliate web site, for selecting, generating and displaying Links to Advertisements on the Affiliate web site, and for all other content that appears on the Affiliate web site. You will co-operate with DirectTrack as necessary to establish the linkage from Links to BradfordExchangeChecks.com through DirectTrack’s facilities, that will enable DirectTrack to place cookie and other tracking code on the end user's computer to identify the Link as the source of traffic. You are responsible for monitoring and notifying Bradford Exchange Checks and DirectTrack of any malfunction of Links or other problems with your participation in the Program. You acknowledge that you will not receive Commissions on Qualifying Orders if and while technical problems prevent DirectTrack from tracking delivery of Qualifying Orders. You acknowledge that the software and other technology that DirectTrack uses to track Qualifying Orders and calculate Net Sales, is DirectTrack’s confidential and proprietary technology, protected by Section 11 of this Agreement.6. Restrictions. You are prohibited from engaging in any of the following types of activities (collectively, "Prohibited Activity"). Any occurrence of Prohibited Activity will provide grounds for immediate termination of your enrollment in the Bradford Exchange Checks Affiliate Program:a. Absolutely prohibited.Using "BradfordExchangeChecks.com" or any misspelling thereof in any URL for any page of the Affiliate web site, or in any other technological means of diverting end-users to the Affiliate web site or links controlled by you when end-users search for BradfordExchangeChecks.com. Sending Links in unsolicited e-mails. Creating a site that copies, resembles the look and feel of, or otherwise creates the impression that the Affiliate web site is BradfordExchangeChecks.com. Offering rebates, gift certificates, points or other rewards to end-users who submit orders through Links, unless you take adequate steps to avoid creating the impression that Bradford Exchange Checks is offering them or has any responsibility for same. Utilizing any software applications, BHO’s (browser helper objects), downloadable reminder services, or any other software or code that pops-up, forcibly redirects or encourages the end user to click through a redirect. Additionally, you will not utilize any application that overwrites and/or redirects URLs generated through other tracking systems. Violating The Bradford Group's Trade Mark Keyword Bidding Policy. The following keywords are trademarks of Bradford Exchange Checks or its sister corporations (collectively, "The Bradford Group"): Bradford Exchange Checks, Bradford Checks, Bradford Exchange, Bradford Editions, Ashton Drake, Ardleigh Elliott, Collectibles Today, Hamilton Collection, Hamilton Action, Hawthorne Village, and Van Hygan & Smythe. You are prohibited from using or bidding on any of these keywords or spelling or other variations thereof within any third party search engine or portal, including but not limited to AOL.com, Yahoo!.com, MSN.com, Google.com, netscape.com, excite.com, overture.com, ask.com, looksmart.com, findwhat.com, inktomi.com, lycos.com, metacrawler.com and altavista.com. In the event that The Bradford Group adds any additional trademark brands, we may notify you that this prohibition relates to those keywords as well. Affiliates who are found to be in violation of this policy will be subject to the following consequences:A first violation will result in an email warning to the Affiliate, reiterating the Bradford Group brand name bidding policy and the requirement to cease prohibited activity within 24 hrs.A second violation or continued first violation will result in a 7-day notice of Affiliate deactivation from the Bradford Exchange Checks Affiliate program.Affiliate site reactivation will occur on the 8th day after Bradford Exchange Checks receives a written promise from the Affiliate found in violation that they will no longer bid on our trademark brand names and will comply with our policy.A third violation will result in immediate, permanent deactivation from the Bradford Exchange Checks Affiliate Program and may also result in your deactivation from Affiliate programs of other Bradford Group web sites.Affiliates who are in violation of our policies will be notified via the email address that they provide through their tracking service provider. It is up to the Affiliate to continuously check their email for such notices as failure to comply with these policies within the given time periods will result in deactivation. Furthermore, Bradford Exchange Checks, hereby reserves all legal and equitable remedies it may have for your violations and for any misuse or infringement of the above. It is vital that you carefully read and understand this new policy as well as the consequences for any violations. Violating our policy regarding Visible URLs in Google® Listings. Current Google ad rules permit only one ad per visible URL. To clarify, if there is more than one ad with the same visible URL, only one will be shown. You are not authorized to use the URL's listed below since we will be using them and you are therefore required to display your own URL. Not following this policy will result in the initiation of the consequences as outlined for the Trademark Brand Keyword Bidding Policy. Affiliate use of the following URL’s is prohibited:www.bradfordexchangechecks.com, www.ashtondrake.com, www.ardleighelliott.com, www.collectiblestoday.com, www.bradfordexchange.com, www.bradfordeditions.com, www.hamiltoncollections.com, www.hamiltonaction.com, www.hawthornevillage.com, and www.vanhygansmythe.com.We highly recommend that if you are currently using any of these domains as your visible URLs, you switch your visible URLs as soon as possible. Please also note that any spelling or other variations of these URLs should not be used either.Registering any URL that is a misspelling or other variant of any of the URLs specified above.Submitting or encouraging others to submit orders to Bradford Exchange Checks in bad faith, such as (but not limited to) placing orders with intent to return the merchandise to Bradford Exchange Checks after Bradford Exchange Checks has paid a Commission on the order.Accessing or attempting to access an area of DirectTrack's web site or BradfordExchangeChecks.com for which access is not authorized.Making any representations regarding the relationship Bradford Exchange Checks with you, or using any trademark of Bradford Exchange Checks unless you receive its prior written consent as to the specifics.Taking any action that could reasonably cause any customer confusion as to Bradford Exchange Checks' relationship with you, or as to the site on which any functions or transactions (such as search, order, and browse) are occurring.Employing any technology to read, intercept, record, redirect, interpret, or fill in the contents of any electronic form or other materials that we serve to customers who click through Links to the BradfordExchangeChecks.com web site.Assisting any third party to take any action that would be Prohibited Activity if you engaged in it.b. Prohibited unless Bradford Exchange Checks gives its prior written consent as to the specifics:Altering the content of any Advertisement that Bradford Exchange Checks provides, or creating your own advertisements with Links to BradfordExchangeChecks.com.Placing Links in newsgroups, message boards, banner networks, chatrooms, guest books, popups, popunders or popovers.In any way modifying, redirecting, suppressing, or substituting the operation of any button, link, or other interactive feature of BradfordExchangeChecks.com.Posting or serving any advertisements or promotional content around or in conjunction with the display of pages of BradfordExchangeChecks.com or Bradford Exchange Checks-branded pages of third party web sites (such as through framing technology or pop-ups).Causing a Link to an Advertisement to create a new browser window that occupies less than 100% of the end-user's screen.Displaying any content of BradfordExchangeChecks.com or other proprietary Bradford Exchange Checks content except Advertisements provided by Bradford Exchange Checks.Issuing any press release, announcement, or promotional material that uses Bradford Exchange Checks' name or trademarks.Making any warranty or representation concerning Bradford Exchange Checks' products or services except those expressly stated by Bradford Exchange Checks in Advertisements and on BradfordExchangeChecks.com.Sublicensing or assisting any third party to display Advertisements on its web site.Bradford Exchange Checks has the right, at its sole discretion, to monitor each Affiliate web site for compliance with this Agreement. If we determine, in our sole discretion that you have engaged in any Prohibited Activity, we may (without limiting any other rights or remedies available to us) withhold any Commissions otherwise payable to you and/or terminate this Agreement.7. Order Fulfillment. Bradford Exchange Checks shall be solely responsible for operating, maintaining and managing the content of BradfordExchangeChecks.com and its shopping cart, in the ordinary course of Bradford Exchange Checks' business. Customers who purchase Bradford Exchange Checks' merchandise through the Program will be deemed to be customers of Bradford Exchange Checks. Bradford Exchange Checks shall be solely responsible for all aspects of its relationship with such customers, including without limitation: (i) obtaining approval for orders from the Payment Source, (ii) accepting and processing Payment-Source-approved orders; (iii) fulfilling accepted orders; (iv) managing returns and cancellations; and (v) servicing customers. Affiliate shall not be deemed to be involved in any transaction of any kind between Bradford Exchange Checks and its customers. As between the parties, Bradford Exchange Checks shall be sole owner of all information that end-users submit to Bradford Exchange Checks in Qualifying Orders. A link to a statement of Bradford Exchange Checks' then-current privacy policy, including information as the to the types of personally identifiable information it collects and the uses made of it, will appear in the footer of every page of BradfordExchangeChecks.com or at other appropriate locations determined by Bradford Exchange Checks, and Bradford Exchange Checks will comply with that privacy policy as it may be revised from time to time. 8. Term. The "Term" of this Agreement begins if and when we notify you that we have accepted your application, and ends when either side e-mails notice of termination. Either side may terminate this Agreement at any time, for any reason. If Bradford Exchange Checks believes you have breached an agreement term, it may (but is not required to) send you notice of the breach and the corrective action you must take to cure it. Upon termination of this agreement for any reason, (i) you will immediately remove from each Affiliate web site and any other site where they have been placed, all links to Advertisements and other content related to Bradford Exchange Checks, (ii) we may revoke your access privileges to Bradford Exchange Checks reporting via DirectTrack, disable any Links from an Affiliate web site to BradfordExchangeChecks.com and any links from an Affiliate web site to Advertisements served by our servers, and (iii) Commissions will cease to accrue on Qualifying Orders. We will retain the right to charge back Deductions that are posted after the effective date of the termination, and may withhold final payment to you for a reasonable time to determine if Commissions owed to you exceed Deductions. Your obligation to cease all uses of Advertisements, Links and Bradford Exchange Checks' name and trademarks upon termination, will survive that termination and entitle Bradford Exchange Checks to obtain an injunction against continued violation. Sections 3, 6, 7, 10, 11 and 12 will also survive termination.9. Modification. We may modify any provisions of this Agreement (including those related to the amount of the Commission, the duration of cookies, the frequency of payment, and the minimum payment amount) at any time, and in our sole discretion, by posting a change notice or a new agreement on BradfordExchangeChecks.com and sending you an e-mail notice that this has been done. The modification will be effective as of the date stated in the e-mail notice (which will be at least 5 days after the notice is sent), unless in the interim you exercise your right to terminate this Agreement.10. Disclaimers and Limitations on Liability10.1 EXCEPT AS EXPRESSLY STATED, BRADFORD EXCHANGE CHECKS MAKES NO REPRESENTATIONS OR WARRANTIES, WHETHER WRITTEN, ORAL, EXPRESS OR IMPLIED, REGARDING THIS AGREEMENT, THE PROGRAM, REVENUES YOU WILL RECEIVE FROM PARTICIPATION IN THE PROGRAM, PRODUCTS SOLD THROUGH THE PROGRAM, (INCLUDING, WITHOUT LIMITATION, WARRANTIES OF FITNESS, MERCHANTABILITY, NONINFRINGEMENT, OR ANY IMPLIED WARRANTIES ARISING OUT OF A COURSE OF PERFORMANCE, DEALING, OR TRADE USAGE). WITHOUT LIMITING THE FOREGOING, BRADFORD EXCHANGE CHECKS SPECIFICALLY DISCLAIMS ANY WARRANTY (I) THAT DIRECTTRACK’S SERVICES OR USE OF DIRECTTRACK’S SOFTWARE, HARDWARE OR WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE; (II) THAT OPERATION OF BRADFORD EXCHANGE CHECKS' WEB SITE OR SOFTWARE WILL BE UNINTERRUPTED OR ERROR FREE; (III) THAT DEFECTS IN BRADFORD EXCHANGE CHECKS' SOFTWARE OR DIRECTTRACK’S SOFTWARE WILL BE CORRECTED; (IV) THAT THERE ARE NO VIRUSES OR OTHER HARMFUL COMPONENTS IN BRADFORD EXCHANGE CHECKS OR DIRECTTRACK’S SOFTWARE OR DATA TRANSMISSIONS; (V) THAT THE SECURITY METHODS USED IN PROVIDING SERVICES WILL BE SUFFICIENT, OR (VI) REGARDING CORRECTNESS, ACCURACY OR RELIABLITY OF SOFTWARE, HARDWARE, INTERNET CONNECTIONS, OR DATA OF DIRECTTRACK OR BRADFORD EXCHANGE CHECKS.10.2 IT IS EXPRESSLY AGREED THAT NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT, IN THE EVENT OF ANY CLAIM, BREACH OR PURPORTED BREACH OF THIS AGREEMENT BY BRADFORD EXCHANGE CHECKS, THE REMEDY SHALL BE LIMITED TO EQUITABLE REMEDIES AND AN ACTION AT LAW FOR MONEY DAMAGES. BRADFORD EXCHANGE CHECKS WILL NOT BE LIABLE FOR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, REVENUE, OR DATA ARISING UNDER THIS AGREEMENT OR THE PROGRAM, WHETHER SUCH LIABILITY IS ASSERTED ON THE BASIS OF CONTRACT, TORT (INCLUDING NEGLIGENCE OR STRICT LIABILITY) OR OTHERWISE, EVEN IF BRADFORD EXCHANGE CHECKS IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHER, BRADFORD EXCHANGE CHECKS' AGGREGATE LIABILITY ARISING WITH RESPECT TO THIS AGREEMENT AND THE PROGRAM WILL NOT EXCEED THE TOTAL COMMISSIONS PAID OR PAYABLE TO YOU UNDER THIS AGREEMENT. YOU HEREBY WAIVE ANY CLAIMS THAT THESE EXCLUSIONS DEPRIVE YOU OF AN ADEQUATE REMEDY.10.3 Neither Bradford Exchange Checks nor DirectTrack shall be liable to you for any delay or default hereunder to the extent due to any cause beyond its reasonable control. A "cause beyond the reasonable control" includes any act of God, act of any government authority, act of terrorism, labor dispute, fire, explosion, accident, power failure, epidemic, quarantine restrictions, flood, riot or declared or undeclared war, data loss due to hardware or software failure, and unusually severe weather conditions.10.4 The disclaimers of warranties and limitations on damages stated in this Article 10 are an essential element of the benefit of the bargain reflected in this agreement.11. Confidentiality. In connection with the business relationship contemplated by this Agreement, you may receive or have access to commercially valuable technical and non-technical confidential or proprietary information ("Confidential Information") of Bradford Exchange Checks or DirectTrack. For convenience, the disclosing party is referred to as the "Discloser. " Confidential Information includes all information, whether oral or written, relating to the business or technology of the Discloser that is not generally known or available to others, including, without limitation, source code and documentation for software, trade secrets, pricing strategies, marketing and business plans, information submitted in Qualifying Orders and Commission reports, and the Discloser's contemplated plans, strategies and prospects. However, Confidential Information shall not include, or as the case may be, shall cease to include information that: (i) is now or subsequently becomes generally available to the public through no fault or breach on the part of Affiliate; (ii) Affiliate can demonstrate it had rightfully in its possession prior to disclosure by Discloser; (iii) is independently developed by Affiliate without the use of any Confidential Information of a Discloser; or (iv) Affiliate rightfully obtains from a third party who has the right to transfer or disclose it. Affiliate acknowledges and agrees that any Confidential Information received or obtained from a Discloser will be and remain the sole and exclusive property of the Discloser and may not be used, disseminated or disclosed except as may be necessary to perform the obligations required under this Agreement or as may be required by law. You agree to protect Confidential Information with substantially the same degree of care as that used to protect your own most confidential information, but not less than reasonable care. You agree that DirectTrack is a third party beneficiary of this Section 11, with right to enforce it directly against you.12. Representations. You represent and warrant that (i) Advertisements selected by you will be displayed in accordance with this Agreement and in a professional and tasteful manner, (ii) you will at all times comply with all laws and regulations applicable to the Affiliate web site and your performance under this Agreement, (iii) at all times, content appearing on the Affiliate web site will not violate or infringe upon the rights of any third party, or be libelous or illegal, (iv) all information submitted in your application to participate in the Program is true and not misleading in any respect, (v) you have not been terminated from any third party's similar program for engaging in activity of a type prohibited by Section 6 of this Agreement, and (vi) you have full authority to submit your offer to enter into this Agreement, and to bind Affiliate to Agreement terms if Bradford Exchange Checks accepts the offer.13. Miscellaneous.13.1 The relationships created by this Agreement are nonexclusive, and each party remains free to enter into similar arrangements with third parties. Bradford Exchange Checks shall have no obligation to cross promote the Affiliate web site. No party will be considered as, or hold itself out to be, an agent of the other, and no party may act for or bind the other party in any dealings with a third party; rather, the parties are independent contractors. You acknowledge and agree that DirectTrack is not Bradford Exchange Checks' Agent.13.2 You may not assign this Agreement without Bradford Exchange Checks' prior written consent. This Agreement will benefit and bind the parties and their respective successors and assigns. You have independently evaluated the desirability of participating in the Program, and are not relying on any representation, guarantee, or statement other than as set forth in this Agreement. This Agreement contains a complete statement of all arrangements between the parties relating to its subject matter, and supersedes all existing agreements between them on that subject matter. This agreement may not be changed orally. The failure of Bradford Exchange Checks or DirectTrack to insist upon strict adherence to any term of this Agreement on any occasion will not be construed as a waiver or deprive it of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. This agreement will be governed by and construed in accordance with the internal substantive laws of the State of Illinois. It is made in Illinois, and you agree that courts sitting in Cook County, Illinois will have sole jurisdiction over any disputes that arise under it. You consent to service of process by mail, and waive any objection that the agreed forum is inconvenient.13.3 You agree to indemnify Bradford Exchange Checks against all loss, cost and expense that results from your willful breach of this Agreement or any warranty or representation stated herein. This indemnification obligation includes, without limitation, repaying Commissions and reimbursing Bradford Exchange Checks' shipping expenses on fraudulent orders for which you are responsible. You agree to reimburse Bradford Exchange Checks for all costs and expenses, including reasonable hourly fees for time spent by our in-house attorneys and outside counsel to enforce our rights under this Agreement. Remedies stated in this agreement are cumulative, and not exclusive.13.4 Notices required by this Agreement shall be in writing delivered by e-mail, and be effective upon delivery. When notice is owed to you, we will send it to the e-mail address specified in your Application, or of which you have then most recently notified us. You will address required e-mail notices and consent requests to Bradford Exchange Checks at affiliates@BradfordExchangeChecks.com.13.5 Your offer to enter into an agreement with Bradford Exchange Checks on the terms stated herein, as indicated by submitting your application, and notices given pursuant to this agreement by digital signature, constitute a "signature" as interpreted under the Illinois Uniform Commercial Code, and if we accept your application, this Agreement will be binding on all parties.If you propose different terms for a business relationship, please email Bradford Exchange Checks at affiliates@BradfordExchangeChecks.com.		</td>
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